<br />

Unsecured Business Loan

We know and understand Small to Medium Businesses. Sometimes additional capital to take advantage of opportunities or take the stress away from slow payments can make all the difference in the quality of your business life cycle. If you are stressing about Cashflow it stops you from reaching your businesses full potential.

As specialist Business Loan Finance Brokers we act on your behalf to secure you the best available loan packages possible across a large number of banks & lenders in the Australian market. Our service will always save you time and money as we handle the entire process for you achieving the best financial outcome for your business.

How can YAKKA Finance help you and your business moving forward?

Borrow $5000 to $500,000 on unsecured capital to help grow your business

As their is over 15 business loan lenders in the market. Yakka Finance will analyse exactly where your business is at and match the most appropriate lender to your situation to save you going to every one to find the best deal

Cashflow friendly repayments that can either be weekly, fortnightly or monthly

Loan terms can be from 6 – 36 months

Most unsecured business loans are assessed by your Bank statements. We look through your bank statements and make sure you we match you with the most appropriate unsecured lender in the market

Unsecured Business Loans are generally higher in interest rates compared to secured loans. Reason being their is more risk involved to financier

Seize opportunities like purchasing more stock, bring on more staff, marketing campaigns increase working capital or purchase small equipment

Clear pricing and no hidden fees or surprises

Existing businesses & Brand New Businesses can qualify for a business loan

*Conditions apply. Subject to credit approval.

We are available at all hours to take your call. Please contact Scott on 0401214427 or by email at scott@yakkafinance.com.au

Frequently Asked Questions

Why should I use Yakka Finance to help with my purchase?

Yakka Finance are specialists in Business Loans and Finance for many reasons. We know the industry back to front and are knowledgeable on all the information required to get your approvals quick and easy. We take the time to know every banks rates and policies to make your application process informative, cost effective and effortless. Having one point of contact for all your business loans is a great feeling and we pride ourselves on delivering you that promise.

In our experience from our clients when comparing with the banks is that we will find the best loan for you no matter what your situation and we strategically know how to grow your business as quick or as slow as you need. Our selection of a wide variety of lenders is there to fit every customer that engages in our services. Let us assist you and show you the Yakka Finance Difference.
What determines the interest rate?
The question we always like to highlight and educate our clients about is what actually dictates the interest rate the bank charge. Here are a few key variables in how the interest rate can change.
1. How long you have been in business for e.g. New Business or Established Businesses
2. How much revenue your business is currently turning over per month
3. Your Business Profile and Industry
4. Loan Type and Purpose
5. Your Industry experience
6. How long your term is whether it be 6 months or 36 months
7. Which unsecured lender you qualify for
How much can I borrow?
How soon can I get approved?

We pride ourselves on fast approvals. We can have confidence in saying that we can get you approved in as little as 2 hours. Having strong relationships with every bank due to the volumes we give them and how well we put together our applications ensures faster turnaround times. Realistic turnaround times on the average application at Yakka Finance are between 6-48 Hours depending on your specific application. If you want to see how fast we can move call us today!
Why don't I just go direct to my bank for the finance?
Although we are more than happy for you to go to your bank to obtain the finance we know that it almost always doesn’t deliver the best outcome for your business. Here are the key reasons why:
1. You could end up going to the wrong bank who would charge you a much higher interest rate and make you jump through a lot more hoops for an approval. Yakka get an understanding of your business and what you are purchasing and then take you to the most appropriate bank
2. It’s important to spread your loans across multiple banks. Why? It means that one bank never owns your business and instead we have multiple banks fighting for your business instead. This lowers rates and lets you dictate how you run your business and not the other way round.
3. One bank will have a better rate than another bank so it’s best for us to find you the right one for you
4. You will spend a lot more of your own time putting an application together from the bank with no idea if you will get an approval
5. You have one point of contact for every business decision you make. Staff always change in banks as new roles are given. Have the comfort of someone that knows your business back to front and have your best needs in mind when looking for a business loan.
What if I have a bad credit rating?

In life sometimes things don’t go your way. With most of our clients if they get a Default on their file there is normally a good reason behind the default and why it’s there. Some people are unlucky with Energy Bills when they change of address, have a dispute on a Phone Bills where they charged to much. We get an understanding of why your Credit Rating is below the average and then effectively communicate to the appropriate bank as to why it’s there and still get truck loans approved. Have comfort that we have the right lenders on our panel to get you approval even with a default on your credit file.