WHAT WE FINANCE > PERSONAL FINANCE > MOTORBIKE FINANCE

Motorbike Finance

We know there is no better feeling then getting out on your Motorbike on a sunny day! At Yakka Finance we are here to make financing your next motorbike an absolute breeze.

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Whether you are looking to purchase a new or used motorbike, found a motorbike you want to buy from a private seller or through a licensed motorbike dealership, for any motorbike, on or off the road – we’ve got you covered.

No longer do you need to put up with a lack of service from your bank, or the motorbike dealership finance. Experience the difference with Yakka Finance today.

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MOTORBIKE BRANDS

Which motorbike brands do we finance?

Yakka Finance know Classic Vehicle Finance is unique and requires expert knowledge to find the right finance solution for you. We understand the market requirements to make the entire loan process comfortable and as seamless. The last thing you need is to be told that the treasured vehicle is outside the lending criteria.

Currently in Australia, classic cars are hot property among vintage collectors, car enthusiasts, and other long-term investors. Prices are skyrocketing on specific models and makes, if you’re set on making a serious buck a classic car could be a worthwhile investment.

We act on your behalf to secure you the right finance from over 60 banks and lenders in the Australian market. Whether the vehicle sold privately or through a licensed dealership our Specialists provide tailored loan solutions to suit your classic vehicle, irrespective of its age.

Keep your business moving with low rates

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What’s our promise to you?

We promise our service is convenient and cost-effective as we handle the entire vehicle finance process for you. We want to ensure we have you as a customer for life on every motorbike you finance. The only way that happens is that we are painless to deal with, cost-effective and always available to answer any of your questions. We want to help you have an effortless experience when purchasing your motorbike.

We get to know you, get to know your situation, and make sure we place you with the right bank or lender for your motorbike finance.

Easy to Deal With

Expert Knowledge

Quick & Clear Approval Process

Personalised Service

Relationship Focused and Lifetime Support

Excellent Rates

No Deposits required*

*Conditions apply. Subject to credit approval.

The Team at Yakka Finance are available at all hours to take your call. Please contact our Finance Specialists on 1300 842 911 or by email at info@yakkafinance.com.au for your next motorbike purchase today!

Strong Relationships & Exceptional Service

Our customer relationships are built on trust, expertise, and communication. We take the stress out of the finance application process for you by providing a prompt, reliable and personalised service.

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Fast Approvals: We specialise in securing quick finance approvals, ensuring you experience minimal waiting time.

Streamlined Process: We offer a hassle-free and streamlined process from application through to settlement.

After-Hours Assistance: We are available to assist you after hours, ensuring you receive continuous support and exceptional service that you have never experienced before.

OUR LENDERS

Trusted by over 60 lenders with hundreds of loan products

FREQUENTLY ASKED QUESTIONS

Our most commonly asked questions answered below:

Why should I use Yakka Finance to help with my Motorbike purchase?

Yakka Finance are specialists in Motorbike Finance. We know the industry back to front and are knowledgeable on securing the right motorbike loan. We take the time to know every bank’s interest rates and lending policies to make your application process informative, cost effective and effortless. Having one point of contact for all your vehicle purchases is a great feeling and we pride ourselves on delivering on that promise every single time you purchase a car.

When comparing us against the banks and dealerships we have a wider variety of lenders to secure the best deal for you not just the easiest. We strategically secure the right motorbike loan approval without you filling out lengthy application forms and without the delays or lack of communication a Bank would provide to you.

The Yakka Finance difference is we handle everything for you for all your motorbike purchases so you can simply keep on with your day to day.
What types of Motorbikes do you finance?

We can finance any motorbikes you are looking to purchase for your individuals around Australia. These include but are not limited to: Standard or Road Bikes, Sports, Cruiser and Off-Road. Please know that no matter what motorbike you are looking to purchase we will have the perfect finance solution for you.
How do I apply for motorbike finance?

We pride ourselves on making motorbike finance hassle free with as minimal paperwork as possible. Every finance application is unique to us and that’s starts with getting to know you and your needs.

Simply give our specialists a call on 1300 842 911 and they will have a five-minute phone call to run you through the strategy for your approval and the key items we will need. The best part is due to our experience will be able to give you a good estimate of what kinds of rates and repayments will be over the phone in our introductory call.

Please don’t feel that you will need to give us a mountain of information. We strategically know exactly how to secure your motorbike finance approval with only the key important items required. You will be pleasantly surprised at how little information we can sometimes require and still have you approved with a major bank for your motorbike loan.
Do I need to have my Tax Returns completed to get a motorbike finance approval?

Absolutely not! Yakka Finance has access to a wide variety of low documentation finance offers that the major banks and other financiers offer us to secure your motorbike loan approval. Please don’t feel like you must provide us with a lot of information to secure your finance approval. When we speak to you over the phone, we will know exactly what key items to obtain from you to secure your finance approval. It might surprise you on how little information we need.
What is Low Doc Motorbike Finance?

Low Doc Motorbike Finance means we only need a very small amount of documentation to secure your finance approval. Most of the time we require 2 to 4 weeks’ worth of payslip from your employer. Our specialists can run you through how easy it is to secure a Low Doc Motorbike Finance approval over the phone in 5 minutes. Feel free to call us on 1300 842 911 to find out how little documentation we need for your motorbike loan approval.
How much can I be approved for?

You can borrow as much as you need for the full purchase of the motorbike of your choice. For Motorbike purchases this is normally from $7,000 up to $100,000. Some banks and lenders will require deposits whilst others won’t. We will find out exactly what you’re purchasing and walk you through the strategy of what is required on your motorbike finance depending on your total loan amount.
What are your interest rates?

This is a very common question that is always essential to ask. We love this question as we have managed to secure market leading interest rates for brand new vehicle purchases.

The only way we have so many loyal customers is our service is great and we can secure market leading interest rates.

The big advantage for you is because of the volumes of motorbikes we finance and the quality of our application submissions we are offered preferential interest rates from the banks and lenders that not all finance brokerages are able to secure.
What influences the interest rate on motorbike finance?
There are many factors that can influence the interest rate on the motorbike you have decided to purchase.

Here are some key considerations that can influence the interest rate:

How long you have been employed for? (E.g., Full Time Employee, Casual, Retired)

If you are purchasing your motorbike from a Licensed Motorbike Dealership or purchasing a motorbike from a Private Seller

What the specific year build the motorbike is. For example, a brand-new motorbike would secure a much lower interest rate compared to a motorbike that is much older for example, a 2003-year build Ducati

If you or your spouse is a Property Owner or if you are currently renting

Your total motorbike loan amount. The higher the motorbike loan amount can sometimes result in a lower interest rate

If you have had a good or bad history on finance or motorbike finance before and if your repayment history has been good or bad

If you have a clean credit file or a credit file with a low score
How long does it take for motorbike finance to be approved?

We can usually obtain a finance approval within 24 – 48 hours of receiving all your details. Let us know your timeframe and we will work with you to get the motorbike loan approved and settled with the most appropriate lender due to the time you are needing your new motorbike by.
How long can my loan term be for motorbike finance?

The average motorbike loan term is between 3-7 years (36 to 84 months). The choice of loan term is ultimately your choice. The shorter the term would result in a higher monthly repayment as you are paying the loan off on a shorter loan period. If you every want to play around with what Loan Term works for you on your motorbike. Have a play with our easy-to-use Motorbike Finance Calculator – https://yakkafinance.com.au/finance-calculator/
What is a balloon payment? Do I need one?

A balloon payment is a lump sum which is owed to the lender at the very end of your loan term, after all your regular monthly repayments have been made. It allows you to repay only part of the principal amount of your motorbike loan over the term you request. The reason for having a Balloon Payment is that it allows you to lower your monthly repayments for cashflow purposes.

When it comes to end of your contract, and you still have your Balloon Payment to deal with. It is easy to refinance your balloon payment at the end of your loan. Alternatively, you can trade the motorbike in for a new motorbike or sell your motorbike to another party which if structured correctly should be more than the balloon payment you owe.

It is completely your choice whether you want a balloon payment in your loan structure to reduce your monthly repayments or not. We can workshop this with you to make sure the repayments suit you.
Why don’t I finance the motorbike through the motorbike dealership? Isn’t it cheaper?

You need to be mindful when financing motorbike through a dealership. Historically they do not always have the best reputation. Now were not saying this is for every motorbike dealership only some of them offer a good service but the majority don’t.

We have caught out many motorbike dealerships in the past who have said to our customer the motorbike loan interest rate is 7% and once we had checked the loan structure for our customer the interest rate was in fact 14.68%. Our advice is if you have received a finance quote or even a finance approval from a motorbike dealership, please let us check the repayments for you to ensure it matches the rate. More than likely, we will have a better finance solution for you.
Can I buy my motorbike from someone selling their motorbike privately?

Yes, financing a motorbike from a Private Seller is very common and we do these types of transactions all the time. We know that people love finding a great deal on a motorbike privately. We will handle the whole entire sale process with the private seller for you and arrange for them to get paid by the bank or financier correctly. This process is very streamlined for us, and we only require the agreed price you have negotiated with the private seller. We will handle the whole entire process from there.
Do I need to inspect the motorbike before I purchase it?

It’s generally recommended to make sure you are happy with the motorbike you are buying especially if you are purchasing through a private seller. When it comes to Private Sales finance companies will require a third-party finance inspection on the motorbike to make sure the motorbike’s asset identifiers (VIN Number & Engine Number) matches the Registration papers and the Tax Invoice.

We simply will book a Motorbike Finance Inspection company to take photos of the Front, Back, Sides, Odometer and Compliance Plate of the motorbike to make sure it all matches your loan documents, registration papers and Tax Invoice.

We also complete a PPSR search on the motorbike to make sure the motorbike is not a write off or has been stolen. You are welcome to also do a mechanical inspection of the motorbike (at additional costs) to make sure the motorbike is mechanically sound just to make sure you are completely comfortable on moving ahead with the motorbike purchase. We are also able to book in mechanical inspections for you.
I’m looking at a used motorbike. Can you help me with the motorbike finance?

Yes! Whether it is new, used and even demo motorbike we offer tailored finance solutions for all ages of motorbike year build. We have a wide variety of banks and lenders that will comfortably finance used motorbike. You tell us what motorbike you would like to purchase. We will then match that motorbike with the most appropriate bank or lender for you.
I got a motorbike loan quote elsewhere it seems expensive – can you beat it?

This is one of our favourite things to do. Yakka Finance has access to the most cost-effective interest rates in the market. So given the opportunity to beat your current rate is something we take a lot of pride in doing.

If we can’t beat your interest rate that means you are getting a fantastic rate for your motorbike purchase. We will give you true and honest feedback once we have a look at what motorbike you are purchasing, your current repayments. Given the opportunity we won’t let you down on securing the right approval for you.
Can I make additional repayments to reduce my motorbike loan?

Yes, you are more than welcome to make extra repayments off your motorbike loan. It’s a good overall strategy to reduce the amount of interest paid on your motorbike. It can sometimes be best hold on to your savings and pay off the motorbike loan in the last 1-2 years of your contract.
Can you organise Motorbike Insurance for me?
I don’t have a deposit to put into my motorbike purchase, can I still apply for finance?
I have a Low Credit Score will I still be approved?

Yes, we secure motorbike loan approvals for Low Credit Score applicants. We are comfortable on getting your motorbike loan approved with a low Credit Score. We fully understand that what happens in the past doesn’t dictate necessarily where you are now. With most of our clients if they get a Credit Default on their Credit file there is normally a good reason behind the credit default and why it’s there.

Some of our customers are just unlucky with missing the payment of Energy Bills when they change their residential address or have had a dispute over a phone bill where they were charged to much by their phone provider. These are all very common and banks have a good understanding of this.

We always get an understanding of why your Credit Score is below the average and then effectively communicate to the appropriate bank as to why it is lower. Please have comfort that we know how to communicate correctly to the right banks or lenders on the story on the Credit Score and/or Credit Default to get your motorbike loan approved. In addition, we have a great external team we utilise to lift the Credit Default off your file and lift your credit score for you.
Why don’t I just go direct to my bank for the mortorbike finance?
Although we are happy for you to go to your bank to obtain your Motorbike Finance, we know that it almost always doesn’t deliver the same outcome to you. We know our process compared to a banks process is completely different and we pride ourselves on it. Here are some key reasons as to why we are better than a bank for your motorbike loan approval:

You could end up going to the wrong bank who would charge you a higher interest rate and make you jump through a lot more administration hoops just to secure a simple Motorbike Finance approval. We know the banking landscape extremely well and once we get an understanding of your personal requirements and what motorbike you are purchasing; we will then take you to the most appropriate bank to secure your finance approval with ease.

One bank will have a better interest rate than another bank depending on what motorbike you are purchasing at different times of the year. We know exactly which specific banks to go to at certain times of the year on different motorbike.

Don’t waste a credit enquiry on your credit file. When we submit your motorbike loan for an approval, we know it’s going to be approved. You might go to a bank that won’t do motorbike loans. This keeps your Credit File Scores strong as every credit enquiry results in a finance approval.

You will spend a lot more of your own time and efforts putting an application together from the bank and have no idea if you will get an approval. When we go to a bank, we are already 99% sure they will approve your motorbike loan.

With Yakka you will always have one point of contact for every motorbike purchase you do. Bank Managers and Motorbike dealerships are always changing roles in the banks. You might have a great bank manager for one year and then they move on, and then you have to build a new relationship with another bank manager that might not understand your situation. At Yakka Finance we are not going anywhere and are here to have a strong relationship with you long-term!

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Please feel free to contact the team at Yakka Finance 24/7

EMAIL: info@yakkafinance.com.au

PHONE: 1300 842 911

ADDRESS: Suite 5, Level 1, 345 Pacific Highway, North Sydney NSW 2060

Yakka Financial Pty Ltd ABN 75 626 017 070 trading as Yakka Finance

Yakka Financial Pty Ltd Credit Representative 508681 is authorised under Australian Credit Licence 389328.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

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Motorbike Finance

Contact us for a FREE QUOTE

Whether you are looking to purchase a new or used motorbike, found a motorbike you want to buy from a private seller or through a licensed motorbike dealership, for any motorbike, on or off the road – we’ve got you covered.

MOTORBIKE BRANDS

GET PRE-APPROVAL NOW!

What’s our promise to you?

Strong Relationships & Exceptional Service

OUR LENDERS

FREQUENTLY ASKED QUESTIONS

PAGES

HELPFUL LINKS

CONTACT US

Yakka Finance are Members of the following Associations:

Contact Us

Please feel free to contact the team at
Yakka Finance 24/7

info@yakkafinance.com.au

1300 842 911

(02) 9241 5477

Suite 5, Level 1
345 Pacific Highway, North Sydney NSW 2060

Finance Calculator

Recent Settlements

Truck Partners

Accountant Partners

Machinery Partners

Mortgage Partners

Motorbike Finance

Contact us for a FREE QUOTE

Whether you are looking to purchase a new or used motorbike, found a motorbike you want to buy from a private seller or through a licensed motorbike dealership, for any motorbike, on or off the road – we’ve got you covered.

MOTORBIKE BRANDS

GET PRE-APPROVAL NOW!

What’s our promise to you?

Strong Relationships & Exceptional Service

OUR LENDERS

FREQUENTLY ASKED QUESTIONS

PAGES

HELPFUL LINKS

CONTACT US

Yakka Finance are Members of the following Associations:

Contact Us

Please feel free to contact the team atYakka Finance 24/7

info@yakkafinance.com.au

1300 842 911

(02) 9241 5477

Suite 5, Level 1 345 Pacific Highway, North Sydney NSW 2060

Please feel free to contact the team at
Yakka Finance 24/7

Suite 5, Level 1
345 Pacific Highway, North Sydney NSW 2060