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DEBTOR AND INVOICE FINANCE

Are you always chasing your customers for payments on outstanding invoices?

It’s natural in most businesses that sometimes you may have to chase payments on your outstanding invoices. This can dramatically affect the cashflow of your business. We understand that your income is there and its coming. it’s just taking longer than usual to be paid from your customers. This results in you always being behind in paying your customers or even worse, your staff.

We’re here to help.

DEBTOR AND INVOICE FINANCE

Are you always chasing your customers for payments on outstanding invoices?

It’s natural in most businesses that sometimes you may have to chase payments on your outstanding invoices. This can dramatically affect the cashflow of your business. We understand that your income is there and its coming. it’s just taking longer than usual to be paid from your customers. This results in you always being behind in paying your customers or even worse, your staff.

We’re here to help.

At Yakka Finance, we are specialists in Debtor and Invoice Financing. Debtor and Invoice Finance, put simply, allows businesses to get immediate cash advances against your oustanding invoices. This can increase your cashflow and bring in enough working capital to pay for your ongoing company expenses. For growing businesses, it can be a massive help with cashflow.

There are two common ways of debtor and invoice financing within your business:

Invoice Factoring

Invoice Factoring

Invoice Discounting

Invoice Discounting

Our Specialists are always free to discuss whether Debtor and Invoice Finance is a viable option for your business.

At Yakka Finance we are dedicated to making Debtor and Invoice Finance as stress-free and seamless as possible. We will act on your behalf to secure you the best available option to suit the needs of your business.

Keep your business moving with low rates

GET PRE-APPROVAL NOW!

At Yakka Finance, we are specialists in Debtor and Invoice Financing. Debtor and Invoice Finance, put simply, allows businesses to get immediate cash advances against your oustanding invoices. This can increase your cashflow and bring in enough working capital to pay for your ongoing company expenses. For growing businesses, it can be a massive help with cashflow.

There are two common ways of debtor and invoice financing within your business:

Invoice Factoring

Invoice Factoring

Invoice Discounting

Invoice Discounting

Our Specialists are always free to discuss whether Debtor and Invoice Finance is a viable option for your business.

At Yakka Finance we are dedicated to making Debtor and Invoice Finance as stress-free and seamless as possible. We will act on your behalf to secure you the best available option to suit the needs of your business.

Keep your business moving with low rates

GET PRE-APPROVAL NOW!

What’s our promise to you?

We promise our service and expertise will save you time and money as we handle the entire finance process for you.

At Yakka Finance we take the time to get to know our customers and their business requirements before securing the right Debtor or Invoice Finance solution.

Fast & Easy Approval Process
Save you money
Expert Knowledge on the right option
Take the stress away out of chasing invoices
Relationship Focused with Lifetime Support
Excellent Finance Terms with your Debtors

*Conditions apply. Subject to credit approval.

The Team at Yakka Finance are available at all hours to take your call. Please contact our Debtor and Invoice Finance Specialists on 1300 842 911 or by email at scott@yakkafinance.com.au for a quote today!

What’s our promise to you?

We promise our service and expertise will save you time and money as we handle the entire finance process for you.

At Yakka Finance we take the time to get to know our customers and their business requirements before securing the right Debtor or Invoice Finance solution.

Fast & Easy Approval Process
Save you money
Expert Knowledge on the right option
Take the stress away out of chasing invoices
Relationship Focused with Lifetime Support
Excellent Finance Terms with your Debtors

*Conditions apply. Subject to credit approval.

The Team at Yakka Finance are available at all hours to take your call. Please contact our Debtor and Invoice Finance Specialists on 1300 842 911 or by email at scott@yakkafinance.com.au for a quote today!

Our Lenders

Our lenders

Frequently Asked Questions

Our most commonly asked questions answered below:

  • Debtor finance can provide fast funds to smooth out fluctuations in cash flow in your business. This form of finance means your business can receive payment on invoices within one to two business days once the facility is established. You can then see a big improvement in your cash flow position which will benefit the company and the take the time and effort away from chasing invoices.

    In other areas you can obtain discounts by being an early payer from suppliers/creditors. When you are paid on time it allows for other areas of your business to also flow.

  • Debt factoring is more suitable for small businesses looking to overcome cash flow gaps using their accounts receivable.

    The most significant difference between factoring and discounting is the responsibility for collecting on the invoice. With invoice factoring, the finance company will handle account management and collections.

    You can access up to 95% of the invoice value within 24 hours.

    Here’s how debt factoring works in 5 simple steps:

    • Step 1: Invoice your customer as normal
    • Step 2: Send the invoice to the finance factoring company
    • Step 3: Receive an advance of up to 95% on the invoice value
    • Step 4: Your customer pays the finance factoring company when the invoice is due
    • Step 5: The remaining invoice balance is released to your account when it is actually paid minus any feesfrom the finance factoring company

    Invoice factoring payments are typically made in two instalments. The first is made when you submit the invoice, and the second once the customer has paid the invoice.

  • Invoice discounting is generally used by larger companies with a dedicated accounts and collections department.

    You can access up to 85% of the invoice value upfront, with the remaining balanced released when the customer completes the payment.

    Unlike debt factoring, you are responsible for collecting payment of the invoice.

    Here’s how invoice discounting works in 5 simple steps:

    • Step 1: Invoice your customer as per normal
    • Step 2: Submit the invoice to the finance company
    • Step 3: Receive a cash advance of up to 85% of the invoice value
    • Step 4: Collect payment from your customer
    • Step 5: Repay the finance company the amount advanced plus fees

    Both invoice discounting and debt factoring advances can be funded as a lump sum or as a revolving line of credit. This can be beneficial for businesses that need regular funding to fuel their growth plans. The line of credit increases as you raise more invoices and decreases as your customers make payments.

    The fees involved with factoring and discounting depend on the dollar value of your invoices, the duration of the funding facility, the credit scores of your customers, and the type of debt finance.

    In general, debt factoring costs more than discounting because of the collections and account management services is an additional service that is included.

Frequently Asked Questions

Our most commonly asked questions answered below:

  • Debtor finance can provide fast funds to smooth out fluctuations in cash flow in your business. This form of finance means your business can receive payment on invoices within one to two business days once the facility is established. You can then see a big improvement in your cash flow position which will benefit the company and the take the time and effort away from chasing invoices.

    In other areas you can obtain discounts by being an early payer from suppliers/creditors. When you are paid on time it allows for other areas of your business to also flow.

  • Debt factoring is more suitable for small businesses looking to overcome cash flow gaps using their accounts receivable.

    The most significant difference between factoring and discounting is the responsibility for collecting on the invoice. With invoice factoring, the finance company will handle account management and collections.

    You can access up to 95% of the invoice value within 24 hours.

    Here’s how debt factoring works in 5 simple steps:

    • Step 1: Invoice your customer as normal
    • Step 2: Send the invoice to the finance factoring company
    • Step 3: Receive an advance of up to 95% on the invoice value
    • Step 4: Your customer pays the finance factoring company when the invoice is due
    • Step 5: The remaining invoice balance is released to your account when it is actually paid minus any feesfrom the finance factoring company

    Invoice factoring payments are typically made in two instalments. The first is made when you submit the invoice, and the second once the customer has paid the invoice.

  • Invoice discounting is generally used by larger companies with a dedicated accounts and collections department.

    You can access up to 85% of the invoice value upfront, with the remaining balanced released when the customer completes the payment.

    Unlike debt factoring, you are responsible for collecting payment of the invoice.

    Here’s how invoice discounting works in 5 simple steps:

    • Step 1: Invoice your customer as per normal
    • Step 2: Submit the invoice to the finance company
    • Step 3: Receive a cash advance of up to 85% of the invoice value
    • Step 4: Collect payment from your customer
    • Step 5: Repay the finance company the amount advanced plus fees

    Both invoice discounting and debt factoring advances can be funded as a lump sum or as a revolving line of credit. This can be beneficial for businesses that need regular funding to fuel their growth plans. The line of credit increases as you raise more invoices and decreases as your customers make payments.

    The fees involved with factoring and discounting depend on the dollar value of your invoices, the duration of the funding facility, the credit scores of your customers, and the type of debt finance.

    In general, debt factoring costs more than discounting because of the collections and account management services is an additional service that is included.

Contact Us

Please feel free to contact the team at
Yakka Finance 24/7

(02) 9241 5477

(02) 9241 5477

Suite 5, Level 1 <br>345 Pacific Highway, North Sydney NSW 2060

Suite 5, Level 1
345 Pacific Highway, North Sydney NSW 2060

Contact Us

Please feel free to contact the team at
Yakka Finance 24/7

 

(02) 9241 5477

(02) 9241 5477

Suite 5, Level 1 <br>345 Pacific Highway, North Sydney NSW 2060

Suite 5, Level 1
345 Pacific Highway, North Sydney NSW 2060